Never worry about the money you lost or materials you lost in the past but the quality time you spent, lost; trusting, listening, yielding to wrong people in life, who used, spoiled and betrayed you; for their selfish wants and needs, that is the real loss my friend. It is never too late for a new start; forget them but not the lessons you learnt from them. Use it to, build your brand new palace in the hearts of GOD and men. Beloved we all are learners until we die; no one knows everything or no one knows nothing. So cheer up, take a new slate for a new start depending on GOD [Psalms 118.8].